Credit & Liquidity Management
Make Due Zero.
Every card. Every cycle. No surprises.
DUERO is your personal credit-card intelligence layer — built to protect you from missed payments, unnecessary fees, and the quiet drain of unmanaged credit. Use your free credit window fully, manage liquidity across every card, and turn each billing cycle into a financial advantage.
7+
Banks supported
0
Bank credentials required
Real-time
Balance updates via SMS
AED
UAE-first design
What DUERO does
Built for people who take their credit seriously.
Reads your SMS & PDF statements
Pulls transactions automatically as you configure — from bank SMSes and emailed PDF statements.
Shows exactly what you owe and when
Per-card due dates, minimum payments, outstanding balances — in one place, updated in real time.
Sector-wise spending breakdown
Understand where your money goes — dining, travel, utilities — so budgeting is effortless.
Protects you from penalties
Flags upcoming dues, late fees, and over-limit risks before they cost you money.
Balance-transfer optimiser
Tells you which card to transfer to, when, and how much — to save the most on interest.
Multi-bank, multi-card
Works across any bank that sends SMS or email statements. One dashboard for all.
What DUERO does not do
Your privacy is structural, not a policy. DUERO is a read-only observer — it works entirely from messages your bank already sends you.
Does not connect to your bank — ever
DUERO never talks to your bank directly. No open-banking APIs, no screen-scraping, no third-party bank integrations of any kind.
Does not ask for bank credentials
No internet banking password, no OTP, no card PIN. Your bank access is entirely yours — DUERO never sees it.
Does not store your SMS messages
Only the structured fields (amount, date, type) are extracted and saved. Raw message text is never retained.
Does not store your PDF files
PDFs are decrypted and parsed in memory. Once the data is extracted, the file is discarded immediately.
Zero bank exposure — by design
DUERO never initiates any connection to your bank. It only reads the SMS notifications and PDF statements your bank already sends to you. Your online banking login, card PINs, and OTPs are never involved — not even once.
Get set up in minutes
No bank integrations to authorise. No credentials to share. Configure once and let DUERO handle the rest.
Add your cards
Enter the last 4 digits, bank name, credit limit, and due-date cycle for each card.
Configure SMS patterns
Tell DUERO which SMS sender and keywords identify each bank's transaction messages.
Connect your statement email
Link the Gmail account that receives your PDF statements. DUERO fetches and parses them automatically.
Track, pay, relax
Your dashboard updates every time a new SMS or statement arrives. Due dates, balances, spending — always current.
Ready to reach due zero?
Stop discovering fees after the fact. DUERO keeps you one step ahead — every cycle, every card, no bank access required.
Create your free account